SMART AUTOCARE
Smart AutoCareTM, where we offer a unified brand for your full suite of F&I products, providing a variety of coverages, flexible term options, and superior customer service. With a focus on delivering the most competitive coverage in the market, we ensure 24/7/365 access to accounts and customer data. Our quarter-century expertise in serving automobile dealerships, financial institutions, and agents, along with strategic partnerships with top insurance carriers, guarantees peace of mind. Committed to integrity and longevity, we are people taking care of people, offering consumer protection products within the automotive industry. As a proud member of the Tiptree Inc. financial family, along with Fortegra, we provide insurance backing for our products, enabling customers to Experience More.
VEHICLE SERVICE AGREEMENTS
Vehicle Service Agreements
Smart AutoCare™ Vehicle Service Agreements offer a wide variety of comprehensive coverage for your vehicle’s vital components, including repairs and replacements beyond factory warranties. With multiple flexible coverage levels including—Powertrain, Powertrain Plus, Comprehensive, and Total Exclusionary—coverage includes components from the engine, transmission, and drive axle to air conditioning, suspension, electrical systems, and more. Enjoy additional benefits such as enhanced rental car/alternative transportation reimbursement, trip interruption coverage, diagnostic coverage, and 24/7/365 roadside assistance. Protect your vehicle and drive with peace of mind with the Smart AutoCare™ Vehicle Service Agreement.
LIMITED WARRANTIES
Lifetime Warranty
Smart AutoCare™ Lifetime Powertrain Limited Warranty offers lifetime coverage for as long as you own your vehicle, including engine, transmission, drive axle, and seals & gaskets. It can be used at any licensed repair facility in the United States and has easy maintenance requirements—simply follow the manufacturer’s recommended maintenance as referred to in the owner’s manual. Protect the heart and soul of your vehicle with the Smart AutoCare™ Lifetime Powertrain Limited Warranty, ensuring coverage and peace of mind for as long as you own the vehicle.
30/60 Day Warranty
This warranty, provided by Smart AutoCare™, is a flexible Limited Warranty tailored to meet unique dealer needs, designed as a compelling part of your “Why Buy Here” program. This warranty provides coverage variable terms, offering peace of mind to customers purchasing vehicles from your dealership.
Terms and conditions may vary, so please consult your dealership for specific details.
Catalytic Converter Theft Deterrent
Smart AutoCare™ Converter Theft Deterrent offers peace of mind and protection against the theft of your vehicle’s catalytic converter. This product provides insurance discounts from some insurers in most states when your vehicle is equipped with the Anti-Theft identification number, making the catalytic converter identifiable to law enforcement and reputable scrap dealers through the DNA Trace System. Thieves are deterred from targeting your vehicle’s catalytic converter, as the DNA Trace System alerts reputable scrap dealers of stolen parts, aiding law enforcement in identifying the owner. The Converter Theft Deterrent Product Limited Warranty offers a wide range of terms for added flexibility and security.
GAP
SmartGAP
Smart AutoCare™ SmartGAP provides insured risk protection for fire, theft, collision, or insured peril for new and pre-owned vehicles, whether financed or leased. It offers a low monthly cost, no maximum payout limitation, and pays insurance deductibles up to $1,000. SmartGAP steps in to pay the difference between your loan balance and the settlement received from your insurance company if your vehicle is declared a total loss, protecting you from potential financial hardship. It’s particularly beneficial for those with a high loan or lease balance.
ANCILLARY PRODUCTS
Tire and Wheel
Smart AutoCare™ Tire and Wheel coverage includes protection for tires against curb damage, metal scrap, broken glass, nails, and screws, as well as rims/wheels against curb damage, bent rims, scratches, cosmetic scrapes and gouges, paint match for all OEM, and simulated lathe lines for machined wheels. 24/7/365 roadside assistance is also included. When you choose our Smart AutoCare™ Tire & Rim Protection, you enjoy every journey with peace of mind. In the event of encountering a damaging road hazard, our coverage protects you against the inconvenient, escalating cost of repairs and replacements. Control what you can, we’ll take care of the rest.
Key Replacement
Keys are just as easy to misplace today as they ever were, but more costly to replace than ever before. While advanced key technology has made your vehicle much tougher to steal, it has also increased the cost of key and remote replacement. Smart AutoCare™ Key Replacement Protection offers several coverage terms to help you keep “pay for expensive key replacement” off your To-Do list. Our coverage offers a wide range of term options and covers both your key and remote. It is cancelable and transferable, providing flexibility and convenience. 24/7/365 roadside assistance is also included.
Appearance Protection
Smart AutoCare™ comprehensive package includes Exterior Paint Protection, which safeguards vehicles’ exterior painted metal surfaces from weather-related damage, preventing fading, chalking, loss of gloss, and specifically protecting against the harmful effects of acid rain, bird droppings, and tree sap. It also covers Windshield Repair/Replace, providing repair or replacement of windshields damaged by chips, cracks, or stress cracks from small rocks, stones, bumps, or impacts encountered during regular driving. Interior Protection is included, safeguarding vinyl-leather dashboard, seats, and interior trim against staining, soiling, fading, or discoloration from spills or normal day-to-day use. Additionally, Paintless Dent Repair is offered, removing door dings and minor dents while preserving the factory paint finish, restoring the vehicle’s appearance without disrupting the original paint. Our package also includes 24/7/365 roadside assistance for added peace of mind.
Etch
Protect your investment with Smart AutoCare™ Anti-Theft Protection, which includes etching a serial number on your vehicle’s window as a deterrent to thieves, safeguarding your vehicle and your peace of mind. This permanent etching may also qualify you for insurance discounts on your comprehensive auto policy in most states. Thieves will avoid your vehicle because etching requires them to replace all the glass, not simply remove the VIN plate as on unprotected cars, enhancing theft deterrence. In the event of theft, etch helps law enforcement quickly return the vehicle to its owner instead of impounding it while proof of ownership is established. The protection offers a wide range of terms and is transferable to another owner, ensuring lasting security for your vehicle.
Windshield
Smart AutoCare™ Windshield Protection offers peace of mind with a wide range of term options to cover repair or replacement, including calibration, of your windshield due to chips, cracks, or stress cracks from rocks, stones, and bumps on public roads and highways. This coverage ensures that even small chips or cracks are addressed promptly to prevent distractions and maintain visibility while driving. Larger chips and cracks that compromise the windshield’s strength and integrity are also covered, protecting passengers in case of an accident. Optional upgrades to an OEM windshield are available, and the coverage is transferable between owners. There are no out-of-pocket expenses or deductibles for covered windshield repairs, which can be completed in less than an hour by technicians who come to your location or to an authorized licensed repair facility. With Smart AutoCare™ Windshield Protection, remove the distraction and get back to simply enjoying the journey, knowing that your windshield is protected.
TRUCK CARE
Total Truck NEW
Smart AutoCare™ Total Truck Care New provides comprehensive coverage for all electrical and mechanical components of your new truck, ensuring peace of mind on the road. Our plan protects you against unexpected repairs, with only excluded items listed in your service agreement. We also offer replacements for covered components experiencing a gradual reduction in performance due to normal wear and tear, exceeding even the manufacturer’s specifications, maintaining your truck’s optimal performance over time. Total Truck Care offers nationwide availability and optional coverages such as Diesel Particulate Filter (DPF), and Power Take Off (PTO). Roadside assistance 24/7/365, substitute transportation, and trip interruption benefits are included, allowing you to stay in control of your truck’s repair costs no matter where your travels take you.
Total Truck USED
Smart AutoCare™ Total Truck Care Used is designed to comprehensively cover electrical and mechanical components of your used truck, providing peace of mind on the road. The plan protects you against unexpected repairs. Beyond repairs, we offer replacements for covered components experiencing a gradual reduction in performance due to normal wear and tear, exceeding even the manufacturer’s specifications, ensuring your truck’s optimal performance over time. Total Truck Care offers nationwide availability and optional coverages such as Diesel Particulate Filter (DPF), emissions, Power Take Off (PTO), and an advanced package. Roadside assistance 24/7/365, substitute transportation, and trip interruption benefits are also included, putting you in control of your truck’s repair costs no matter where your travels take you.
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